Roof Interior Damage

Interior damage to townhome units.

Roof interior damage.

Unit owners are responsible for insuring unit interiors and contents. It doesn t take much of a leak before water causes walls. Take a look at your insurance policy to see what it covers before contacting your insurance company. A small amount is normal especially for new shingles.

2 slip and falls. It s rarely a good sign when someone from human resources gets involved in your maintenance. A large pile of granules at the end of your downspout. Regardless of your assessment of the board s history of repair on the roof generally speaking their responsibility ends where your unit interior begins.

Visual identification of debris on the roof deck. One of the common questions we receive from townhome associations is regarding damage to the interior of a townhome unit resulting from a roof leak or ice damming that causes water to infiltrate into a unit and damages carpeting flooring furniture etc. The owner of the unit then seeks reimbursement from the townhome association for the costs of repairing the carpeting flooring furniture etc. You might find holes left over from a satellite dish or antenna mounting brackets or just about anything.

Hail and wind damage claims are the most common types of homeowners claims. The condo association is generally responsible for insuring the common elements of the condo. Tiny holes in shingles are sneaky because they can cause rot a leaky roof and other damage for years before you notice the obvious signs of a leak. And exposed misplaced roofing repair nails should be pulled and the holes patched.

Here are five common forms of consequential damage from roof leaks.