Roof Report For Mortgage

The steepness of a roof is known as its pitch.

Roof report for mortgage.

Objective our goal at psi roofing is to provide you with a comprehensive evaluation of your roof. This way issues that do not get documented in the report would be duly identified and noted. The roof has been described as in a poor condition and the lender is unwilling to progress our application until a roof report is completed. It is becoming increasingly popular for most mortgage lenders to insist that potential borrowers instruct an established experienced roofing contractor to inspect the roof of a property they are considering buying.

Roof inspection report prepared by. North west roof surveys will carry out an independent roof survey inspection on any property situated in the north west prior to purchase the details of this survey inspection will be presented in the form of a professional roof report to a standard and format required by a mortgage company or lender etc. If the roof has less than two years remaining life then the appraiser must call for re roofing or repair. Now measure how much higher the roof is at that point known as the rise of the roof along a vertical line.

Roof reports surveys. Now that you are aware of the roof requirements of the fha mortgage loan it is best to conduct your own investigation of the home so that you can accurately deduce the state and remaining physical life of the roof prior to an fha appraiser investigation. In this guide we will go through some of the most common forms used by roofing businesses roof inspection report roofing estimate form pre construction checklist roof contract form and job completion and roofing certification form. The average cost of works to put things right was 200 to 300 so in effect during the bargaining process of house purchase the survey was not.

We don t have responsibility for the roof within the terms of our lease ground floor so assuming the report comes back negative i can t influence any change on my own terms. Identify and address potential problems areas to minimize damage of. The survey will report on items listed in a homebuyers survey in relation to the roof including the condition of the tile or slate covering the chimneys fascia boards gutters and any roof windows. Forms and reports also ensure that safety guidelines are being carefully followed on site.

The higher the pitch number the steeper the roof. To calculate pitch measure one horizontal foot of the roof following a level horizontal line. The appraiser must clearly state whether the subject is to be repaired or re roofed any leaks or moisture due to a problem with the roof are noted will be noted on the appraisal report.